Know your real return, before you buy.
Get a first-pass net operating income and capitalization rate on any property in seconds — before you spend time on a full underwriting. Figures are illustrative; confirm exact numbers with Amir before you offer.
Run the numbers
Enter purchase price, annual gross rent, and annual operating expenses.
What cap rate actually tells you.
Cap rate is net operating income divided by purchase price — it’s a first-pass measure of return, assuming an all-cash purchase, before financing costs are layered in. It’s useful for comparing properties quickly, but it doesn’t capture financing structure, appreciation potential, or the value of forced equity through renovation.
A higher cap rate isn’t automatically the better deal — it often reflects higher perceived risk, a rougher property, or a less liquid submarket. A lower cap rate in a strong GTHA neighbourhood can outperform on total return once appreciation and mortgage paydown are factored in.
- NOI excludes mortgage payments — only operating expenses (taxes, insurance, maintenance, vacancy)
- Compare cap rates only within the same property type and submarket
- Cash-on-cash return matters more once financing is factored in
- Ask Amir for a full underwriting before making an offer on any income property
Get a full underwriting on a specific property.
This calculator is a first pass. Send the address or listing and get a full cash-on-cash, rent-growth and exit-strategy analysis.