One Broker. 50+ Lenders. One Application.
One broker, one application, 50+ lenders. Whether you’re a first-time buyer, self-employed, new to Canada, financing an investment property, renewing, refinancing, or a bank already said no, there’s a solution matched to your specific file — and it costs you nothing.
Why a broker beats a single bank.
Walk into any one bank and you get one lender’s products, one lender’s risk appetite, and one lender’s rate sheet. Amir’s mortgage network works differently: your application is matched against 50+ banks, credit unions and monoline lenders simultaneously, and the file goes to whichever one actually wants it — at the best rate and terms available for your specific situation.
The lender that wins your business pays a placement fee to the mortgage specialist. You never pay a fee to get a mortgage arranged this way — the cost structure is the same whether you go directly to a bank or come through the network, except you get to compare instead of guessing.
Situations this covers
Purchase pre-approvals, mortgage renewals, refinances, and cases where a bank already declined an application or offered rates and terms that weren’t competitive. It also covers programs that traditional bank branches routinely miss — for the self-employed, those with complex or multiple income sources, and newcomers to Canada building credit history from scratch.
- 50+ banks, credit unions and monoline lenders compared on one application
- Purchase, renewal, refinance, or a second opinion after a decline — all covered
- Dedicated programs for self-employed, complex-income and new-to-Canada borrowers
- No fee to you — the lender pays the mortgage specialist, not the borrower
- Typical response within one business day of your application
A solution for every kind of buyer.
Every file is different. Here’s how the network handles the situations that come up most — including the ones a bank branch will often turn away.
Your first mortgage, explained plainly.
Pre-approval, down payment sources, closing costs and government incentives like the FHSA and the RRSP Home Buyers’ Plan — walked through in plain language before you start touring homes.
First-Time Buyer Guide →Complex income, properly presented.
Business-for-self and variable-income files get declined at bank branches more than any other type — not because the income isn’t there, but because it isn’t packaged the way an underwriter needs to see it. Stated-income and alternative-documentation programs exist specifically for this.
Discuss Your Income Situation →Building approval without years of history.
Newcomer mortgage programs weigh international credit history, employment offers and larger down payments differently than standard files — several lenders in the network specialize in exactly this profile.
See Newcomer Programs →Financing built around rental income.
Investment-property mortgages qualify differently than an owner-occupied purchase — rental income offset, larger down payment requirements and portfolio lending all factor in. Modelled alongside the cap rate numbers before you offer.
Investor Financing →Don’t auto-renew without comparing.
Most homeowners simply sign whatever renewal offer their current lender mails them. Running that same file against 50+ lenders first — including any equity take-out or refinance needs — routinely turns up better terms.
Compare My Renewal →A bank “no” isn’t the final answer.
One lender’s decline is another lender’s approval. Alternative and B-lender options exist for credit challenges, past bankruptcy or high debt ratios, often with a clear path back to conventional financing later.
Get a Second Opinion →Estimate your monthly payment
Enter a home price, down payment percentage, interest rate and amortization to see an estimated payment.
Get your free mortgage options.
Tell us what you’re trying to do — buy, renew, refinance, or something more complicated — and we’ll find you a solution across the network, confidentially and with no obligation.